MEMBERS ANS EQUITY CAPITAL

At the end of 2012, our bank was owned by 2,917 members. In 2012 – the International Year of Cooperatives – the bank succeeded in attracting the support of no less than 357 institutions and retail customers as new members. At year-end, our body of members was made up of 836 organisations and 2,081 individuals who held participations totalling EUR 53.3 million. On 31 December of the reporting year, the solvency coefficient was 11.34 per cent and the tier 1 capital ratio was 7.41 per cent, which marked a further year-on-year improvement. Last year's satisfactory profit situation will enable us to make a suitable addition to the bank's equity base, which is becoming increasingly important in light of Basel III.